You can take these 5 steps today
Step 1
Acknowledge there is a need for improvement
Step 2
Identify the issue(s)
Step3
Write down "EVERY" expense you encounter on a monthly basis
- Recurring bills
- Existing debt, include student loans and tax obligations
- Transportation, groceries, misc.
Step 4
Write down "ALL" income you make/ receive
- How often?
- How much?
Step 5
Compare Income v.s Expenses
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What did you discover?
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