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Money Saving

How to start Saving?

1. Set up a savings account. It is important to identify savings as such. Separate the money  you use for daily expenses and bills from the money that you intend to save.  

 2. Try starting with a $25/month automatic withdrawal. If $25 is too much, try starting with $10 per pay period.

How you can learn to save money?

  

1. Take account of your exact monthly income. 

2. Make a budget

3. Keep a record of all of your expenses. Necessities/luxuries

4. Keep a record of payment due dates. 

5. Subtract your expenses from your income. Remaining income can be allocated to savings/investments. 

6. Take action and watch your savings add up.

How you can save money with very little income

1. Identify your debt, work on paying it off. 

2. Eliminate your unnecessary expenses.

3. Take advantage of credit card rewards points, 401K employer contribution/ matching, commuter benifits,  Flexible Spending Account (FSA) and more.

4. Stick to your budget.

Savings Tips

Renaissance Dream LLC Savings Tips © (pdf)

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